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Tips for Planning Fantastic Trips Without Overspending
2025-08-27T14:55:35

“Budget-friendly vacations” hardly sounds enticing. When I think of planning a trip on a budget, I picture staying in a seedy motel near a trash-strewn, eroding beach—probably in the dead of winter, with cold rain pouring down every day. It feels like an oxymoron: vacations are supposed to be luxurious, not about cutting every possible corner, right? But the truth is, you can save a lot of money and have amazing experiences. In fact, my best vacations have all been budget ones (admittedly, so far, all my vacations have been budget ones). Here’s how to plan incredible trips without wrecking your finances.

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Travel during the off-season

If your destination is a popular spot, try to avoid peak tourist season. That doesn’t mean visiting a beach in the middle of winter—maybe go in early summer or after schools reopen instead. Being flexible with your travel dates can save you a ton. Off-season usually means cheaper flights, lower accommodation costs, and even slightly cheaper food and activities. Plus, everything will be less crowded: you’ll have an easier time booking a place to stay, getting restaurant reservations, and more.

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Score the cheapest flights possible

Sites like Google Flights let you not only compare prices across airlines but also check if current fares are high or low compared to historical trends. Flights—especially international ones—can be one of the priciest parts of a trip, so keep an eye on fares for your target dates and wait to book until you see a great deal. If you can be flexible with departure or return dates, you might save even more. The more small compromises you’re willing to make (like early-morning flights or midweek departures), the cheaper your tickets will be.

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Book accommodations early and stay flexible

Hotels or other lodging are often another huge expense—sometimes the biggest. You probably don’t want to skimp so much on where you stay that it ruins the trip, but you can still get a great deal on a nice place. If you’re heading to a super popular area, check for accommodations a bit further out—they might be way cheaper. For example, if you’re traveling to watch a college football game, staying 30 minutes outside the city could slash costs. Use comparison sites to check hotel prices, but it’s always worth calling the hotel directly—they might offer a better rate than what’s listed online.

If you use travel credit cards, you might be able to use rewards points to cover all or part of your stay. My wife and I paid for our entire honeymoon at an all-inclusive resort with credit card points! Renting a whole house sounds nice, but I’ve found hotels are almost always cheaper (and nicer) once you factor in all the fees from platforms like Airbnb. Plus, hotels make your bed and clean up for you—that’s the kind of pampering that makes a vacation feel like a vacation.

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Ask locals for tips

You might not know anyone who lives at your destination, but the internet makes it easy to find local recommendations for dining, sightseeing, shopping, and fun. Not only are these spots usually way better than tourist traps, but you’ll save money by living like a local. I do enjoy some touristy stuff, but the best places we’ve visited on vacation have all been local haunts that tourists rarely find.

What you do on vacation is another big expense—so focus your spending on what you love most. I’m all about good food, so dining out is a top priority for me, but that’s not true for everyone. Maybe you care more about shopping or entertainment. Figure out what doesn’t matter as much to you, and cut back there—it won’t take away from the fun, but it’ll help your budget.

You don’t need to splurge to have a fun, memorable vacation. More importantly, you don’t have to be miserable to save money on travel. With advance planning, booking flights at the right time, hunting for nice (and affordable) places to stay, and following locals’ lead for dining and activities, you can easily have a fantastic trip while sticking to a budget.

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