Your Notes to
Financial Clarity
From saving tips to investment basics, we break down money matters into clear, simple notes anyone can understand.
Secretearning is your beginner-friendly guide to finance.
Latest Articles
Strategy
Is Higher Education Still Worth It Amid Declining Enrollment?

Over the past decade, public sentiment toward college h …

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Savings
How to Get Out of Debt (No Gimmicks or Games)

Before you can tackle debt, you must generate a persona …

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Financials
Economic Bondage: How Debt and Consumer Culture Trap You

For decades, Americans have been told that hard work is …

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Reminder
Millionaire Habits Revealed

Each year, we conduct a survey of our millionaire clien …

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Financials
How To Prepare for a Bear Market in 2025

Navigating Nasdaq’s Correction and Market Uncertainty: …

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Reminder
What To Do When the Stock Market Is Down

The S&P 500 has dropped nearly 15% from its peak ea …

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Savings
My year of no-shopping experiment

Two weeks before Christmas, I stumbled on a New York Ti …

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Financials
Medical Debt Relief: How to Reduce, Organize Bills & Regain Financial Control

Need immediate help? Our nonprofit financial counselors …

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Strategy
Remote Work: From Possibility to Practical Career Guide

Driven by the necessity of the pandemic era and advance …

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Financials
4 tips for budgeting on an irregular income

Irregular Income: Strategies for Effective Budgeting Ir …

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Financials
From Saving to Investing: The Long-Term Power of Compounding

To be honest, like all of you, I used to be confused by …

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Reminder
What will the price of gold be in five years?

Gold’s Global Financial Value, Market Dynamics, and 203 …

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Financials
10 Practical Steps for Building Wealth before Your 30s

Grant Carden went from being debt-ridden at 21 to a sel …

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Strategy
20 Promising Career Paths for the Coming Decade

At high school and college graduation ceremonies, it’s …

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Savings
Surviving on Minimum Wage – Can It Be Done in 2025?

Since 2009, the federal minimum wage has remained at $7 …

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